What You Get

Bespoke solutions tailored for a perfect fit

The advice and guidance we give you is based on a comprehensive analysis of your overall financial situation, including that of your family and business. Our highly qualified team of experts will work with you to define your priorities and goals and then identify exactly how they will be achieved.

Our dynamic management of your affairs means that all aspects of your life from your business shareholdings to your investment portfolios, and your tax and estate planning, will be kept under constant supervision to reflect any changes in your circumstances.

The Private Investment Office will provide:

• An Objectives Roadmap, which will set out the current status of your personal affairs and business interests, highlighting interdependencies between them and identifying priorities and long-term goals, and how they will be achieved.
• Dynamic net worth statements, illustrating clearly how personal and business assets and liabilities can change from month to month.
• Ongoing investment portfolio valuations and assessments, as well as monthly market and economic commentaries
• Frequent Face-to-face reviews.

Outstanding service: joined-up, efficient and always available

Our aim is to foster close, productive, long-term relationships with a select number of hand-picked clients. As such, The Private Investment Office recognises the crucial importance of providing you and your family with unrivalled levels of service and attention.

Your calls will not be screened or routed through a call centre: you will deal directly with a named Principal who has a deep, up to date understanding of your affairs, and

who will welcome – and respond promptly to – any contact that is made. As far as we are concerned, there is no such thing as out of hours.

The Private Investment Office will establish ongoing liaisons with each of your professional advisers, from lawyers and accountants to trustees and banks.

We integrate Investment management into our comprehensive offering

We believe that an integrated approach to Wealth Management is the most effective way for you to achieve your financial goals and lifestyle aspirations. The Private Investment Office’s Investment program is a central part of our integrated wealth management offering. The same bespoke approach we take for our advisory, fiduciary, tax structuring and wealth planning is reflected in our investment proposition which is tailored to both an individual and their family’s needs.

Our in-house team implements smart investment strategies that are tailored to your risk profile and long-term financial objectives.

Our investment committee comprises senior investment professionals with an average of 25 years’ experience in financial markets and is aligned with the long-term interests of our clients.

Our investment process is underpinned by comprehensive empirical research, disciplined qualitative judgement, sophisticated quantitative analysis and expertise from our world class strategic partners. Our integrated approach enables us to be laser focused on our primary goal: to deliver successful financial outcomes for our clients.

How we manage your money

Partnerships with best-in-class institutions and leading professionals

The Private Investment Office will work on your behalf with some of the UK’s leading practitioners in fields such as tax, law and international estate planning. In addition you will also benefit from the strategic partnerships that we have established with a number of highly respected and world-renowned financial institutions encompassing market research and analysis, share dealing and custody services, private banking and specialist lending facilities – all typically on preferential terms that benefit you and us.

• Multrees Investor Services
  Multrees was founded in 2010 by a team of experienced global custody and wealth management professionals. Their aim was to change things for the better by helping wealth managers in providing them with the flexible investment infrastructure and technology to service their clients’ needs.Today, Multrees’ team of dedicated professionals supports its partners from an operations centre in Edinburgh, a major financial services centre with a quality of life that helps to attract and retain a highly qualified workforce.Multrees is authorised and regulated in the UK by the Financial Conduct Authority and is owned and backed by the SEB institutional pension fund. SEB has a market capitalisation of approximately £17.3 Billion.
  How you benefit
  Multrees supports custody and trade execution services for multiple asset types. As well as equities, fixed income and mutual funds, it can also support private equity and other more specialist assets.Services are offered through a network of world class banks, onshore and offshore, across multiple jurisdictions. Multi currency foreign exchange trading and payment services are also provided as standard.
• Bank of New York Mellon
  The Bank of New York Mellon Corporation is an American worldwide Banking and Financial services holding company headquartered in New York City. Bank of New York was established in 1784. BNY Mellon was formed as a result of the merger of The Bank of New York and Mellon Financial Corporation. It is by far the world’s largest custodian bank and asset servicing company, with $1.9 trillion in assets under management and $35.8 trillion in assets under custody as of the third quarter of 2019. BNY Mellon is incorporated in New York.
• Allfunds Bank
  Allfunds Bank SA operates as an institutional fund distribution network. The Company offers operational, analytical, and information services to commercial banks, private banking institutions, fund managers, insurance companies and fund supermarkets. Allfunds Bank is the largest third-party fund distribution platform in Europe as well as one of the leaders globally, with an offer of nearly 87,500 funds from more than 1,650 fund houses.
• UBS
  UBS is a global financial services firm with a focused model built around clients and their needs, with an emphasis on informed advice, tailored ideas and best-in- class execution. As a specialist multi-family office, UBS Wealth Management provide us with a service-driven relationship, helping us to source the best solutions for our clients. Their global teams offers high net worth and affluent individuals and institutions around the world a comprehensive range of advice and investment services. With offices in over 52 countries on 5 continents, their size, strength and 150-year history helps them to achieve global reach, while their local knowledge means that they can offer a personal and bespoke service to meet all of our client needs.
• Bloomberg
  Bloomberg empowers Family Offices and Wealth Managers to take control of the analytics, data and news that impacts their portfolios. The Bloomberg Terminal is an integrated platform that streams together price data, financials, news, and trading data to professional Investors. Offering unmatched transparency into a portfolio’s performance, characteristics and risk, this multi-asset class solution delivers the insights required to create and execute differentiating investment strategies. With 150 bureaus in 73 countries, the scope of Bloomberg is unmatched, providing data analytics, real-time and historic price data, financials data, trading news, and analyst coverage.
• Minerva
  Minerva DFM Support Services provide comprehensive regulatory and operational guidance, with hands-on delivery, to institutional and private client investment managers across the UK. Their service proposition enables FCA authorised businesses like The Private Investment Office to fully satisfy the requirements of the regulatory environment with the benefit of independent, objective and expert resources in full support. The Minerva team work very closely with our executive board and provide the ideal platform to assist with many aspects of our business in a user-friendly and pragmatic way, tailoring their advice to fulfil the bespoke nature of advice and services that we offer.

The benefits of cutting-edge technology

The Private Investment Office takes full advantage of the latest technological developments to ensure the service it offers is as efficient and effective as possible.

• Personal Finance Portal and Document Vault
  Registering to Personal Finance Portal (PFP) will activate our new secure document sharing and messaging portal and service. This directly links to our Customer Relationship Management (CRM) systems and allows you to keep all your personal information up to date at the touch of a button without needing to sign any forms. This is managed through the Profile section of the PFP, which enables you to confirm any personal data, circumstances, objectives and priorities that relate to you and your family.In addition to viewing fund and portfolio details of the investments we administer on your behalf, PFP allows you to add other assets including bank accounts, property and artwork, to give you a bird’s-eye view of your wealth in one central hub.As part of your Personal Finance Portal, we provide and maintain a Personal Document Vault, which allows you to securely store the likes of Wills, Lasting Powers of Attorney, and the Objectives Roadmap. As well as the obvious security benefits, the vault ensures that you have a personal disaster recovery plan in place and provides both you and your trusted advisors with immediate access to your most important documents and financial information in the event of an emergency.
• Your Investment Portfolios
  Our Investment Portfolio log in provides you with a simplified breakdown of your various investment accounts and relative performance figures. In addition, your Quarterly Reports and Annual Tax Vouchers will also be stored here securely for you to collect and distribute to your accountant as necessary.
• DocuSign Terms of Business
  Within our CRM system, The Private Investment Office use DocuSign’s eSignature technology for our Terms of Business documentation to streamline our client onboarding process. DocuSign eSignatures comply with UK law, the European Union Regulation No 910/2014 on electronic identification and trust services (eIDAS Regulation).

See some examples here:

Personal Finance Portal

Your Investment Portfolios

Your Wealth Management (sample) Proposal